A reference, or a references point, is the intensional use of one thing, a point of reference or reference state, to indicate something else. When reference is intended, what the reference points to is called the referent.
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A subject matter expert (SME) or domain expert is a person who is an expert in a particular area or topic. When spoken, sometimes the acronym "SME" is spelled out ("S-M-E") and other times voiced as a word ("smee").
The term domain expert is frequently used in expert systems software development, and there the term always refers to the domain other than the software domain. A domain expert is a person with special knowledge or skills in a particular area of endeavor. An accountant is an expert in the domain of accountancy, for example. The development of accounting software requires knowledge in two different domains, namely accounting and software. Some of the development workers may be experts in one domain and not the other.
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